Terms and Conditions – 123go Pakistan Gaming Platform Rules

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and 123go ("123go", "we", "us", "the Platform"). By accessing, registering on, or using any part of 123go located at 123go-khelo.com, you confirm that you have read, understood, and agreed to be bound by these Terms in full.

If you do not agree with any part of these Terms, you must not use 123go. Continued use of the platform after any update to these Terms constitutes your acceptance of the revised version. We recommend saving or printing a copy of these Terms for your records.

These Terms apply to all services offered on 123go including but not limited to: Teen Patti, Cricket Betting, Card Games, Fishing Games, Baccarat, Aviator Game, all promotional programmes including the Refer a Friend scheme, and all payment processing facilities. Additional rules specific to individual games or promotions supplement — not replace — these Terms, and in the event of a conflict, the game-specific rules prevail for matters directly related to that game.

To open and maintain an account on 123go you must meet all of the following eligibility criteria at all times. 123go reserves the right to verify eligibility at any point and to close accounts where eligibility cannot be confirmed.

• You must be at least 18 years of age. 123go is an adult-only platform and we take underage access seriously. Players who are found to be under 18 will have their accounts permanently closed and all funds — including winnings — will be forfeited.
• You must be a natural person acting in your own capacity and not on behalf of a third party.
• You must be registering and playing from a jurisdiction where use of 123go is permitted under applicable local law. It is the player's sole responsibility to ensure that their use of 123go complies with the laws of their location.
• You must not be a current employee, contractor, director, or immediate family member of an employee of 123go or any of its affiliated entities or software suppliers.
• You must not be subject to any existing self-exclusion order or voluntary exclusion arrangement that would prevent you from gambling online.
• You must not have previously had a 123go account terminated for fraud, abuse, or violation of these Terms.

123go may request documentary proof of eligibility at any time. Failure to provide such proof within 7 calendar days of request will result in account suspension until the matter is resolved.

Each individual is permitted to hold exactly one 123go account. Creating more than one account — whether using the same name, different names, different email addresses, different phone numbers, or different payment methods — constitutes a serious breach of these Terms. Where 123go identifies duplicate accounts, all accounts belonging to that individual will be closed immediately and any balances across all accounts will be forfeited without compensation.

When you register at 123go you are required to provide accurate, complete, and up-to-date personal information including your full legal name, date of birth, valid Pakistan mobile number, and a valid payment account (Easypaisa, JazzCash, NayaPay, SadaPay, bank account, or card). You are responsible for keeping this information current. 123go is not liable for any issues arising from outdated account information provided by the player.

Your account login credentials — username and password — are your responsibility. You must not share your credentials with any third party. You must use a strong, unique password and update it if you suspect it has been compromised. 123go will never ask you for your password. Any activity on your account using correct login credentials will be treated as authorised by you, regardless of whether the actual activity was carried out by you personally.

All deposits at 123go are processed in Pakistani Rupees (PKR). The minimum deposit amount is Rs 200. 123go currently accepts deposits via Easypaisa, JazzCash, NayaPay, SadaPay, bank transfer via IBFT, and Visa/Mastercard bank cards. The availability of specific payment methods may vary and 123go reserves the right to add or remove payment channels at any time without prior notice.

Deposits must be made from payment accounts or cards that are registered in your own name. Deposits from third-party accounts are not permitted and any deposit identified as originating from a third party will be reversed. The costs of reversing such transactions will be borne by the player.

123go does not charge a deposit fee. However, your payment provider may apply fees on their end — particularly for IBFT transfers — and 123go is not responsible for any such charges. For IBFT bank transfers, processing times may take between 15 minutes and 2 hours depending on your bank's processing schedule.

• Easypaisa and JazzCash deposits: typically confirmed in under 2 minutes.
• NayaPay and SadaPay deposits: typically confirmed in under 5 minutes.
• IBFT bank transfers: 15 minutes to 2 hours depending on bank.
• Visa/Mastercard: typically confirmed in under 5 minutes, subject to card issuer approval.

Deposited funds are held in a player wallet separate from the operational funds of 123go. Players may only use deposited funds on the 123go platform. Deposits that remain inactive (no bets placed) for 180 consecutive days may be subject to an inactivity fee as described in Section 10 of these Terms.

Players may withdraw their available wallet balance at any time, subject to the conditions set out in these Terms. The minimum withdrawal amount is Rs 500. Withdrawals are processed to the same payment method used for your most recent deposit, except where that is not technically possible in which case we will contact you to arrange an alternative.

Before a withdrawal can be processed, 123go may conduct standard identity and payment verification. This is a one-time process for most players and typically requires: a copy of a valid CNIC, a screenshot or statement showing your name on the receiving payment account, and in some cases a selfie with your CNIC. 123go processes verification requests within 24 business hours of receiving complete documentation.

Bonus funds and winnings derived from bonus funds are subject to the applicable wagering requirements before withdrawal. Until those requirements are met, the portion of your balance attributable to bonus funds is not available for withdrawal. The 123go wallet interface clearly separates your real-money balance from any bonus balance at all times.

123go offers a range of bonuses and promotions to both new and existing players. All bonuses are subject to specific terms that are displayed at the point of activation. The general rules in this section apply to all bonuses unless a promotion's specific terms state otherwise.

The standard wagering requirement for all 123go bonuses is 20 times the bonus amount. This means that if you receive a Rs 1,000 bonus, you must place a total of Rs 20,000 in qualifying bets before the bonus-derived funds become withdrawable. Bets placed on certain low-risk bet types (for example, bets with odds below 1.5× in crash games, or Tie bets in Baccarat) may contribute at a reduced rate towards wagering requirements, as specified in the bonus-specific terms.

Bonuses expire after 30 days from the date of credit unless the specific promotion states a different validity period. Expired bonus funds are removed from the wallet without compensation. All promotional offers are available to players in good account standing only — accounts under review, suspended, or with pending verification cannot activate new bonuses.

The 123go Refer a Friend programme entitles qualifying players to receive a referral bonus when a new player registers using their unique code and makes a qualifying first deposit of Rs 500 or more. The referrer also earns an ongoing commission (between 10% and 20% depending on referral tier) on the referred player's deposits for 90 days post-registration. Self-referrals — using your own code on a second account — are strictly prohibited and will result in cancellation of all referral earnings and suspension of both accounts. Full Refer a Friend programme terms are available on the Refer a Friend page.

All games on 123go operate under independently certified random number generation systems. 123go does not manipulate game outcomes in any way after a player has placed a bet, and the platform does not alter house edge calculations based on individual player activity. Certified RTP (Return to Player) percentages for each game category are available in the respective game guides.

For crash games including Aviator, 123go uses a provably fair algorithm. The crash point for each round is determined before the round begins using a cryptographic seed process that can be independently verified by players after the fact. Instructions for verifying past round results are available in the 123go Help Centre.

Bets are final once confirmed. A bet that has been placed and accepted by the 123go system cannot be cancelled or modified. In the unlikely event of a technical malfunction during a round — such as a server disconnection before a crash game round concludes — 123go's documented resolution policy applies. This policy, which is available in the Help Centre, determines how interrupted rounds are settled. 123go's decision on the resolution of any technical malfunction is final.

Cricket Betting markets are settled according to official match results as reported by the relevant governing body (PCB, ICC, or equivalent). Markets are settled within 48 hours of the completion of the relevant match or event. 123go reserves the right to void markets where results cannot be independently verified or where there is evidence of match manipulation.

123go is committed to promoting responsible gambling. We recognise that for a small number of players, gambling can become problematic. The tools described below are available to all registered 123go players and can be activated directly from your account settings without contacting support.

• Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts. Once set, limits take effect immediately. Reducing a limit takes effect immediately; increasing a limit requires a 7-day cooling-off period before the increase is applied.
• Session Time Reminders: Configure a time reminder that prompts you when you have been logged in to the 123go platform continuously for a specified duration.
• Cooling-Off Period: Temporarily disable your account for a period of 24 hours, 7 days, 30 days, or 90 days. During this period your account cannot be accessed and no bets can be placed.
• Self-Exclusion: Permanently exclude yourself from 123go. Once activated, self-exclusion cannot be reversed for a minimum of 6 months, after which a formal reinstatement request with a 7-day reflection period is required.

If you believe you or someone you know may have a gambling problem, we encourage you to use these tools immediately and to seek external support. 123go's Responsible Gaming page contains further information, self-assessment tools, and links to support resources available in Pakistan.

The following activities are strictly prohibited on 123go. Engaging in any of them will result in immediate account suspension, forfeiture of all balances, and referral to relevant authorities where legally required.

• Registering more than one 123go account, or assisting any third party in doing so.
• Providing false, inaccurate, or misleading personal information during registration or verification.
• Using the platform while under the age of 18 or allowing a minor to access your account.
• Attempting to defraud 123go or other players through any means, including but not limited to: chargeback fraud, credit card fraud, collusion between players, or chip dumping in card games.
• Using automated tools, bots, scripts, or any software that interacts with 123go outside of normal browser usage.
• Exploiting bugs, glitches, or technical errors in the 123go platform. Any winnings derived from a known or suspected technical error are not valid and will be removed from the player's balance.
• Money laundering or using 123go for any illegal financial transactions. We are required by applicable law to report suspicious financial activity and will do so without prior notice to the player concerned.
• Sharing, selling, or otherwise transferring your account to any third party.
• Threatening, harassing, or using abusive language towards 123go staff or other players.

You may close your 123go account at any time by contacting support via live chat or email. Upon account closure, any available real-money balance (net of applicable withdrawal conditions) will be returned to your registered payment method within 5 business days, provided that all identity verification requirements have been met and there are no outstanding investigations on the account.

123go reserves the right to suspend or permanently close any account without prior notice where there is evidence or reasonable suspicion of: prohibited conduct as described in Section 9, failure to meet eligibility requirements, failure to complete identity verification within the required timeframe, or any activity that 123go determines poses a financial, legal, or reputational risk to the platform.

Inactivity fee: If your account has a positive balance but you have not logged in to 123go for 180 consecutive days, we will send a notification to your registered mobile number. If the account remains inactive for a further 30 days after that notification, a monthly inactivity maintenance fee of Rs 200 will be applied until the balance reaches zero or you log back in. We will attempt to notify you before any inactivity fee is deducted.

123go provides the platform on an "as is" and "as available" basis. While we make every effort to ensure that the platform is available around the clock, we do not guarantee uninterrupted access and we are not liable for any losses arising from platform downtime, technical errors, or third-party service failures (including payment provider outages).

123go is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the platform, even if 123go has been advised of the possibility of such damages. In all cases, 123go's maximum aggregate liability to any individual player for any claim arising from these Terms shall not exceed the total amount deposited by that player in the 90 days preceding the event giving rise to the claim.

You use 123go entirely at your own risk. Gambling involves the risk of losing money. 123go does not guarantee that you will win and accepts no responsibility for any financial loss incurred through normal platform use.

123go collects and processes your personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference and is available at Privacy Policy. By registering at 123go you consent to the collection, processing, and storage of your personal data as described in the Privacy Policy.

We collect only the data necessary to operate your account, process payments, verify your identity, and comply with applicable legal obligations. We do not sell your personal data to third parties. We use 256-bit SSL encryption across all data transmissions on the 123go platform.

123go reserves the right to amend these Terms at any time. When material changes are made, we will notify registered players via a notification in the 123go platform interface and/or by SMS to the registered mobile number at least 7 days before the changes take effect. Minor amendments — such as clarifications, typographical corrections, or non-material updates — may be made without prior notice.

The current version of these Terms will always be available at 123go-khelo.com/terms-conditions and will display the date of the most recent update at the top of the page. Continued use of 123go after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must close your account before the effective date.

If you have any questions about these Terms, wish to make a complaint, or need assistance with your account, please contact the 123go support team using the details below.

For responsible gaming inquiries or self-exclusion requests, please also visit our dedicated Responsible Gaming page which contains additional resources and contact options for external support organisations available in Pakistan.